Terms of Service

Agreement to Terms

By accessing or using the One Stop Mortgage website (onestopmortgage.com) and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Services Provided

One Stop Mortgage provides mortgage brokerage services, including:

• Mortgage loan origination and processing
• Loan product information and comparison
• Pre-qualification and pre-approval services
• Refinancing consultation and processing
• Connection with lending partners

Licensing and Compliance

One Stop Mortgage is a licensed mortgage broker (NMLS #2240466) operating in Florida, Georgia, North Carolina, South Carolina, Colorado, Pennsylvania, and Texas. We comply with all applicable federal and state lending laws and regulations, including the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), and Equal Credit Opportunity Act (ECOA).

User Responsibilities

When using our services, you agree to:

• Provide accurate, complete, and truthful information
• Update information promptly if it changes
• Maintain the confidentiality of any account credentials
• Not use our services for any unlawful purpose
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

Loan Applications

Submission of a loan application does not guarantee approval. All loan applications are subject to credit approval, property appraisal, and underwriting guidelines of our lending partners. We reserve the right to decline any application that does not meet lending criteria.

Fees and Compensation

We may receive compensation from lenders for loans we originate. All fees and compensation will be disclosed to you in accordance with federal and state regulations. You will receive a Loan Estimate detailing all costs associated with your loan within three business days of application.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of One Stop Mortgage or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, One Stop Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these third-party sites.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after changes are posted constitutes acceptance of the modified terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Contact Information

If you have questions about these Terms of Service, please contact us: